Rates

Rates

All Rates Effective March 16,, 2021
Rates subject to change and based on individual credit history.

Savings Rates
	Rate	APY
12 month certificate	0.65%	0.65%
18 month certificate	0.75%	0.75%
24 month certificate	0.80%	0.80%
30 month certificate	0.80%	0.80%
IRA	0.85%	0.85%
Share Account	0.15%	0.15%

Vehicle Rates
As low as:
	2 Years	3 Years	4 Years	5 Years	6 Years
New 2020-2021	2.25%	2.25%	2.25%	2.25%	2.25%
Used 2015-2020	2.50%	2.50%	2.50%	2.50%	3.25%
2012-2014	4.00%	4.00%	4.00%	5.00%	n/a
2011 & Older	6.00%	6.00%	n/a	n/a	n/a

Miscellaneous Loan Rates
As low as:
Signature Loan	11.90%
Share Secured	3.00% Above Savings or CD Rate
Mortgage	LTV 80% - 3.25% LTV 90% - 3.50%
Home Improvement	10.00%
Education & Medical	10.00%

Home Equity
5 Years	LTV 80% - 3.25%	LTV 90% - 3.50%
10 Years	LTV 80% - 3.50%	LTV 90% - 3.75%
15 Years	LTV 80% - 3.75%	LTV 90% - 4.00%

VISA

9.99%, 11.90%, 15.90%