Rates

Rates

All Rates Effective November 20, 2018
Rates subject to change and based on individual credit history.

Savings Rates
	Rate	APY
12 month certificate	1.60%	1.61%
18 month certificate	1.70%	1.71%
24 month certificate	1.80%	1.81%
30 month certificate	1.90%	1.91%
IRA	1.50%	1.51%
Share Account	.50%	.50%

Vehicle Rates
As low as:
	2 Years	3 Years	4 Years	5 Years	6 Years
New 2018-2019	2.25%	2.25%	2.25%	2.25%	2.25%
Used 2013-2018	2.99%	2.99%	2.99%	2.99%	3.50%
2010-2012	4.25%	4.25%	4.25%	5.25%	n/a
2009 & Older	6.00%	6.00%	n/a	n/a	n/a

Miscellaneous Loan Rates
As low as:
Signature Loan	11.90%
Share Secured	3.00% Above Savings or CD Rate
Mortgage	LTV 80% - 4.00% LTV 90% - 4.25%
Home Improvement	10.00%
Education & Medical	10.00%

Home Equity
5 Years	LTV 80% - 4.00%	LTV 90% - 4.25%
10 Years	LTV 80% - 4.10%	LTV 90% - 4.75%
15 Years	LTV 80% - 4.25%	LTV 90% - 5.00%

VISA

9.99%, 11.90%, 15.90%