Rates

Rates

All Rates Effective January 24, 2023
Rates subject to change and based on individual credit history.

Savings Rates
	Rate	APY
12 month certificate	1.75%	1.76%
18 month certificate	1.75%	1.76%
24 month certificate	3.00%	3.04%
30 month certificate	1.75%	1.76%
IRA	1.75%	1.76%
Share Account	0.15%	0.15%

Vehicle Rates
As low as:
	2 Years	3 Years	4 Years	5 Years	6 Years
New 2022-2023	3.75%	3.75%	4.00%	4.00%	4.00%
Used 2017-2022	4.00%	4.00%	4.25%	4.25%	4.25%
2014-2016	4.50%	4.50%	4.50%	5.00%	n/a
2013 & Older	6.00%	6.00%	n/a	n/a	n/a

Miscellaneous Loan Rates
As low as:
Signature Loan	11.90%
Share Secured	3.00% Above Savings or CD Rate
Mortgage	LTV 80% - 4.50% LTV 90% - 4.75%
Home Improvement	10.00%
Education & Medical	10.00%

Home Equity
5 Years	LTV 80% - 4.50%	LTV 90% - 4.75%
10 Years	LTV 80% - 4.75%	LTV 90% - 5.00%
15 Years	LTV 80% - 5.00%	LTV 90% - 5.25%

VISA

9.99%, 11.90%, 15.90%